How to Save on Your Car Insurance in 2020

In today’s economy, knowing how to save money here and there is key to maintaining a healthy cash flow. You have to be meticulous with your expenses, especially the ones that substantially affect your personal finance; big expenses can be difficult to manage if you are not careful.

Car insurance is one of those expenses that you want to manage correctly. Fortunately, there is no shortage of ways to save on your car insurance. These next few tips and tricks will help you save a lot on your car insurance this year.

Shop Around

Sometimes a big leading car insurance brand will offer you the best deal, while other times a local car insurance broker will be in a better position to provide the best quote. Luckily comparison sites like Quotezone.co.uk can help drivers compare quotes from local brokers alongside those offered by the big brands and smaller specialist insurers.

Drive Less

Another easy thing to do if you want to save more on car insurance is to limit your mileage. Stop driving everywhere and begin planning your trips smartly. After all, there are plenty of transportation options and even more apps and resources to help you drive less every day.

Ridesharing is particularly popular. Ridesharing apps let you find those who share the same daily commutes as you and connect you with them directly. There are also services like Uber, which lets you book rides from and to different parts of Manchester.

The city is also filled with bicycle lanes, which means you can ride your bike everywhere conveniently. Parking spots, places that offer facilities for you to freshen up after a long bike ride, and other supporting infrastructure are also widely available.

Limit Your Claims

Aside from driving less, you also want to drive more carefully. Limiting the number of claims you file will significantly reduce your insurance premium. You are looking at a potential saving of up to 40% on your car insurance premium when you have a clear record.

Insurance companies still value those with a safe driving certificate, so taking a class and getting certified is worth doing. You can compound the savings you can make from driving safely by adding security measures to the car.

Safety features and security measures also lower the potential of theft-related claims, which is also good for your insurance premium in the long run. Storing your car in a safe garage and making sure that it stays locked when stored are additional steps you can take to further lower your premium.

Use these tips to help you save on your car insurance this year. You’ll be surprised by how much lower your insurance premium is when you tell your insurance companies about the active measures you have taken.